New York S 8124: Requires travel insurance companies to provide refunds for travel cancelled due to coronavirus disease 2019 (COVID-19)

Bill Text

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S08124 Summary:

BILL NOS08124 

&nbsp

SAME ASSAME AS A08850

&nbsp

SPONSORASHBY

&nbsp

COSPNSRADDABBO, CANZONERI-FITZPATRICK, GOUNARDES, HELMING, HINCHEY, MATTERA, PALUMBO, RHOADS, SALAZAR

&nbsp

MLTSPNSR

&nbsp

Amd §§3217 & 4306, Ins L

&nbsp

Allows for a new special open enrollment period to choose a new health insurance plan for consumers in certain instances to allow for continuity of care with an existing health care provider.

Go to top S08124 Actions:

BILL NOS08124 

&nbsp

05/15/2025REFERRED TO INSURANCE

01/07/2026REFERRED TO INSURANCE

Go to topS08124 Committee&nbspVotes:

Go to topS08124 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS08124 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 8124

 2025-2026 Regular Sessions

 IN SENATE

 May 15, 2025
 ___________

 Introduced by Sen. ASHBY -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance

 AN ACT to amend the insurance law, in relation to circumstances under
 which a consumer may be subject to a new special open enrollment peri-
 od to choose a new health insurance plan

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Paragraphs 4 and 5 of subsection (b) of section 3217 of the
 2 insurance law are amended and a new paragraph 6 is added to read as
 3 follows:
 4 (4) elimination of provisions which may be contrary to the health care
 5 needs of the public, as certified to the superintendent by the commis-
 6 sioner of health; [and]
 7 (5) elimination of coverages which are so limited in scope as to be of
 8 no substantial economic value to the holders[.]; and
 9 (6) provision of reasonable circumstances under which, if a contract
 10 is severed with one or more of a consumer's existing health care provid-
 11 ers upon no fault of such consumer, then a new special open enrollment
 12 period shall commence to allow such consumer an opportunity to choose a
 13 new health insurance plan that may allow for continuity of care with an
 14 existing health care provider; provided that such health insurance poli-
 15 cy or contract shall not impose a fee or other penalty for special
 16 enrollment of such consumer; and provided further that upon enrollment,
 17 coverage shall be effective no later than fourteen days after such
 18 consumer purchases such new health insurance policy.
 19 § 2. Subsections (l), (m), (n) and (o) of section 4306 of the insur-
 20 ance law, subsection (n) as added by chapter 237 of the laws of 2009 and
 21 subsection (o) as amended by chapter 29 of the laws of 2023, are amended
 22 and a new subsection (p) is added to read as follows:

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD13120-01-5

 S. 8124 2

 1 (l) if the contract contains any provision purporting to make any
 2 portion of the articles, constitution or by-laws of the corporation a
 3 part of the contract, such portion shall be set forth in full; [and]
 4 (m) in every such contract made, issued or delivered in this state
 5 there shall be a brief description of the contract on its first page and
 6 on its filing back[.];
 7 (n) a statement that a health care claim from a subscriber shall be
 8 submitted within one hundred twenty days from the date of service;
 9 provided, however, that if it was not reasonably possible for the
 10 subscriber to submit the claim within that timeframe, then the claim
 11 shall be submitted as soon as reasonably possible[.];
 12 (o) Space shall be provided on any enrollment, renewal or initial
 13 online portal process setup forms required of a subscriber or applicant
 14 for coverage, except forms issued by the NY State of Health, the offi-
 15 cial Health Plan Marketplace, other than those specifically referenced
 16 in subparagraph (iv) of paragraph (a) of subdivision five of section
 17 forty three hundred ten and paragraph (v) of subdivision one of section
 18 two hundred six of the public health law, so that the subscriber or
 19 applicant for coverage shall register or decline registration in the
 20 donate life registry for organ, eye and tissue donations under this
 21 section of the enrollment, rene