New York S 8227: Prohibits the use of student loan payment credit history checks in certain cases

Bill Text

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 Speaker Carl E. Heastie

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S08227 Summary:

BILL NOS08227A

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SAME ASSAME AS A07194-C

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SPONSORRAMOS

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COSPNSR

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MLTSPNSR

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Amd §380-a, Gen Bus L

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Prohibits the use of student loan payment credit history checks to ascertain the payment status of a student loan of an applicant for employment.

Go to top S08227 Actions:

BILL NOS08227A

&nbsp

05/23/2025REFERRED TO LABOR

01/07/2026REFERRED TO LABOR

05/13/2026AMEND (T) AND RECOMMIT TO LABOR

05/13/2026PRINT NUMBER 8227A

05/20/20261ST REPORT CAL.1290

05/21/20262ND REPORT CAL.

05/26/2026ADVANCED TO THIRD READING 

06/05/2026COMMITTED TO RULES

Go to topS08227 Committee&nbspVotes:

Go to topS08227 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS08227 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 8227--A

 2025-2026 Regular Sessions

 IN SENATE

 May 23, 2025
 ___________

 Introduced by Sen. RAMOS -- read twice and ordered printed, and when
 printed to be committed to the Committee on Labor -- recommitted to
 the Committee on Labor in accordance with Senate Rule 6, sec. 8 --
 committee discharged, bill amended, ordered reprinted as amended and
 recommitted to said committee

 AN ACT to amend the general business law, in relation to prohibiting
 student loan payment history checks in making employment decisions

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Paragraphs 2 and 3 of subdivision (w) of section 380-a of
 2 the general business law, as added by chapter 681 of the laws of 2025,
 3 are amended and a new paragraph 4 is added to read as follows:
 4 (2) credit score; [or]
 5 (3) information an employer obtains directly from the individual
 6 regarding (i) details about credit accounts, including the individual's
 7 number of credit accounts, late or missed payments, charged-off debts,
 8 items in collections, credit limit or prior credit report inquiries, or
 9 (ii) bankruptcies, judgments or liens[.]; or
 10 (4) student loan payment history, including information indicating the
 11 payment status of a student loan, as defined in subdivision fourteen of
 12 section sixteen hundred seventy-six of the public authorities law.
 13 § 2. This act shall take effect immediately.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD11048-06-6

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