Pennsylvania SB 1074: An Act amending Title 30 (Fish) of the Pennsylvania Consolidated Statutes, in fishing licenses, further providing for form and expiration of licenses.

Bill Text

PRINTER'S NO. 1261
THE GENERAL ASSEMBLY OF PENNSYLVANIA
SENATE BILL
No. 1074
Session of
2025
INTRODUCED BY COLEMAN, STREET, KANE AND VOGEL, OCTOBER 21, 2025
REFERRED TO BANKING AND INSURANCE, OCTOBER 21, 2025
AN ACT
Amending the act of December 20, 1983 (P.L.260, No.72), entitled
"An act providing for the licensing and regulating of public
adjusters and public adjuster solicitors," further providing
for definitions, for license, for written disclosure of
financial interest and for bond; providing for fees, for
requirements and prohibitions and for separate pre-contract
disclosure; and further providing for contract and for
revocation, etc., of license.
The General Assembly of the Commonwealth of Pennsylvania
hereby enacts as follows:
Section 1. The definition of "public adjuster" in section 1
of the act of December 20, 1983 (P.L.260, No.72), referred to as
the Public Adjuster Licensing Law, is amended and the section is
amended by adding definitions to read:
Section 1. Definitions.
The following words and phrases when used in this act shall
have the meanings given to them in this section unless the
context clearly indicates otherwise:
* * *
"Catastrophic claim settlement." A settlement for a claim
arising from a major disaster as declared by the President of
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the United States or a disaster emergency proclaimed by the
Governor under 35 Pa.C.S. § 7301 (relating to general authority
of Governor).
* * *
"Negotiate." To confer directly with or to offer advice
directly to a purchaser or prospective purchaser of a particular
contract for public adjuster services concerning the substantive
benefits, terms or conditions of the contract.
* * *
"Public adjuster." Any person advertising, soliciting
business or holding himself out to the public as an adjuster of
claims, excluding claims for personal or commercial auto lines
of insurance, for losses or damages arising out of policies of
insurance, surety or indemnity upon property, persons or
insurable business interests within this Commonwealth, and
receiving any compensation or reward for the giving of advice or
assistance to the insured in the adjustment of claims for such
losses, or who for compensation or reward, whether by way of
salary or commission or otherwise, directly or indirectly,
solicits business, investigates or adjusts losses or advises the
insured with reference to claims for losses on behalf of any
other person engaged in the business of adjusting losses. The
term does not include an agent or employee of an insurance
company, association or an exchange, through whom a policy of
insurance was written, in adjusting loss or damage under such
policy, nor does it include an insurance producer acting as an
adjuster if the services of the insurance producer in the
adjustment are without compensation.
"Relative." A spouse, parent, child, stepparent, stepchild,
grandparent, grandchild, brother, sister, half brother, half
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sister, aunt, uncle, niece, nephew or first or second cousin.
* * *
"Sell." To exchange a contract by any means for money or
anything of value.
"Solicit." To attempt to sell, ask or urge a person to
obtain public adjuster services.
Section 2. Sections 2(a) and (d), 3.1 and 4 of the act are
amended to read:
Section 2. License.
(a) License required.--No person or entity shall represent
as or advertise to be a public adjuster, sell, solicit or
negotiate a contract for public adjusting services or, directly
or indirectly, act within the Commonwealth as a public adjuster
without first procuring from the Insurance Commissioner a
license as a public adjuster.
* * *
(d) License not to be issued to certain persons.--No license
as a public adjuster shall be issued to any person engaged or
interested in, or receiving any profit from, nor shall the
holder of any such license engage or be interested in, or
receive any profit from, any salvage, repair, replacement,
restoration, renovation or demolition of damaged property, real
or personal, or similar business.
Section 3.1. [Written disclosure] Prohibition of financial
interest.
(a) Requirement.--A public adjuster [shall provide the
insured a written disclosure concerning], or any of the public
adjuster's employees, relatives or affiliates, may not have a
direct or indirect financial interest [the public adjuster has
with another party involved in an] in any aspect of the claim
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being adjusted, other than the salary, fee, commission or other
consideration established in the written contract with the
insured[, including ownership of or compensation expected to be
received from a construction firm, building appraisal firm,
motor vehicle repair shop or another firm that provides
estimates for work or that performs work in conjunction with
damages cau