Louisiana SB 137: INSURERS: Requires insurers to notify the Department of Insurance upon ceasing, pausing, or resuming the writing of policies in a particular region. (1/1/26)

Bill Text

2025 Regular Session ENROLLED
SENATE BILL NO. 137
BY SENATOR TALBOT AND REPRESENTATIVES BAYHAM, BERAULT, BRYANT,
BUTLER, CARRIER, CARVER, CHASSION, DEVILLIER,
EDMONSTON, FIRMENT, ILLG, MIKE JOHNSON, KNOX, RISER,
SCHAMERHORN, WILDER AND WYBLE
Prefiled pursuant to Article III, Section 2(A)(4)(b)(i) of the Constitution of Louisiana.
1 AN ACT
2 To amend and reenact R.S. 44:4.1(B)(11) and to enact R.S. 22:1276, relative to certain
3 notices provided to the Department of Insurance; to require insurers to notify the
4 Department of Insurance when ceasing, pausing, or resuming the writing of policies
5 in a particular region; to provide for confidentiality; to provide for an effective date;
6 and to provide for related matters.
7 Be it enacted by the Legislature of Louisiana:
8 Section 1. R.S. 22:1276 is hereby enacted to read as follows:
9 §1276. Notification to commissioner; market activity
10 A. An insurer authorized to transact the business of automobile or
11 property insurance in this state shall, within ten days of providing notice to its
12 agents or other representatives of any decision to cease, pause, or resume the
13 writing of new insurance policies in any geographic region within the state,
14 provide written notice of such action to the commissioner.
15 B. The insurer shall include in the notice to the commissioner, at a
16 minimum, all of the following:
ACT No. 429
Page 1 of 3
Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions.

SB NO. 137 ENROLLED
1 (1) The effective date of the cessation, pause, or resumption.
2 (2) The lines of insurance affected.
3 (3) The specific geographic area impacted.
4 (4) A brief description of the reasons for the action.
5 C. Any information submitted to the commissioner pursuant to this
6 Section is confidential and proprietary and is not subject to public disclosure
7 pursuant to the Public Records Law, R.S. 44:1, et seq., except as otherwise
8 required by law or pursuant to an order of a court of competent jurisdiction.
9 D. For the purposes of this Section, the terms "cease", "pause", and
10 "resume", refer to any action that materially affects the insurer's availability
11 of coverage offerings to consumers in the specified region, but does not refer to
12 a temporary cessation in offering coverage as a result of a possible impending
13 natural disaster.
14 E. The commissioner may promulgate and adopt rules and regulations
15 in accordance with the Administrative Procedure Act for the implementation
16 and enforcement of the provisions of this Section, including but not limited to
17 requirements for the notices required in this Section.
18 Section 2. R.S. 44:4.1(B)(11) is hereby amended and reenacted to read as follows:
19 §4.1. Exceptions
20 * * *
21 B. The legislature further recognizes that there exist exceptions, exemptions,
22 and limitations to the laws pertaining to public records throughout the revised
23 statutes and codes of this state. Therefore, the following exceptions, exemptions, and
24 limitations are hereby continued in effect by incorporation into this Chapter by
25 citation:
26 * * *
27 (11) R.S. 22:2, 14, 31, 42.1, 88, 244, 263, 265, 461, 550.7, 571, 572, 572.1,
28 572.2, 574, 601.3, 618, 639, 691.4, 691.5, 691.6, 691.7, 691.8, 691.9, 691.9.1,
29 691.10, 691.38, 691.56, 732, 752, 753, 771, 834, 972(D), 976, 1008, 1019.2, 1203,
30 1276, 1460, 1464, 1466, 1483.1, 1488, 1546, 1559, 1566(D), 1644, 1656, 1657.1,
Page 2 of 3
Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions.

SB NO. 137 ENROLLED
1 1660.7, 1723, 1796, 1801, 1808.3, 1927, 1929, 1983, 1984, 2036, 2045, 2056, 2085,
2 2091, 2293, 2303, 2508
3 * * *
4 Section 3. The provisions of this Act shall become effective on January 1, 2026.
PRESIDENT OF THE SENATE
SPEAKER OF THE HOUSE OF REPRESENTATIVES
GOVERNOR OF THE STATE OF LOUISIANA
APPROVED:
Page 3 of 3
Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions.