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 Bill Text - AB-943 Insurance agents: prelicensing education.

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 |Add To My Favorites |Track Bill | Version: 10/10/25 - Chaptered
 09/16/25 - Enrolled
 09/04/25 - Amended Senate
 06/03/25 - Amended Senate
 04/03/25 - Amended Assembly
 03/18/25 - Amended Assembly
 02/19/25 - Introduced

 AB-943 Insurance agents: prelicensing education.(2025-2026)

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 Date Published: 10/13/2025 02:00 PM

AB943:v93#DOCUMENTBill Start

 Assembly Bill

 No. 943

 CHAPTER 566

 An act to amend Sections 32, 1625.55, 1626, 1661, 1749, 1749.1, 1749.33, 1751.1, 1757.2, and 12815 of the Insurance Code, relating to insurance.

 [
 Approved by

 Governor
 October 10, 2025.

 Filed with

 Secretary of State
 October 10, 2025.
 ]

LEGISLATIVE COUNSEL'S DIGEST

AB 943, Michelle Rodriguez.
 Insurance agents: prelicensing education.

Existing law requires the Department of Insurance to require all new applicants for license as a property broker-agent, casualty broker-agent, limited lines automobile insurance agent, personal lines broker-agent, life agent, or accident and health or sickness agent to meet specified prelicensing education standards that include 20 hours of prelicensing study as a prerequisite to qualification for a license. Existing law also requires 12 hours of study on ethics in addition to the 20 hours of prelicensing study. Existing law requires the curriculum for satisfying this requirement to be approved by the curriculum board and submitted to the Insurance Commissioner for final approval. Existing law requires the commissioner to charge a specified fee for filing an application for certification, and to renew certification, of the prelicensing education course mentioned above.

This bill would eliminate the requirement that all new applicants must meet the 20 hours of prelicensing study, and would require a fee associated with the 12-hour ethics course certification. The bill would also make conforming changes.

This bill would incorporate additional changes to Section 1757.2 of the Insurance Code proposed by AB 487 to be operative only if this bill and AB 487 are enacted and this bill is enacted last.

Digest Key

 Vote:
 MAJORITY 
 Appropriation:
 NO 
 Fiscal Committee:
 YES 
 Local Program:
 NO 

Bill Text

The people of the State of California do enact as follows:

SECTION 1.

 Section 32 of the Insurance Code is amended to read:

32.

 (a) A life and accident and health or sickness licensee is a person authorized to act as a life agent on behalf of a life insurer or a disability insurer to transact any of the following:

(1) Life insurance.

(2) Accident and health or sickness insurance.

(3) Life and accident and health or sickness insurance.

(b) Licenses to act as a life agent under this chapter shall be of the types as set forth in Section 1626.

(c) A life agent may be authorized to
 transact 24-hour care coverage, as defined in Section 1749.02, pursuant to the requirements of subdivision (b) of Section 1749.33.

SEC. 2.

 Section 1625.55 of the Insurance Code is amended to read:

1625.55.

 (a) A limited lines automobile insurance agent is a person authorized to transact automobile insurance, as defined in Section 660. A limited lines automobile insurance agent license is a license to so act.

(b) A license under this section shall be applied for and renewed, following successful completion of a qualifying examination on this code, ethics, and products sold under the license, in the same manner as provided in this chapter for a license to act as a property broker-agent or a casualty broker-agent.

(c) The commissioner shall require in advance a fee for filing any applications, renewals thereof, or changes in
 outstanding licenses, or for the filing of other required documents at an amount designated in this chapter for a personal lines licensee, and for filing any notice of appointment or notice of termination at an amount specified in Section 1751.3.

(d) A person licensed as a limited lines automobile insurance agent who makes an application to the commissioner to become a property broker-agent or a casualty broker-agent pursuant to Section 1625 or a personal lines agent pursuant to Section 1625.5 shall do all of the following:

(1) Submit an application on a form provided by the commissioner.

(2) Take and pass a qualifying examination pursuant to Section 1676.

SEC. 3.

 Section 1626 of the Insurance Code is amended to read:

1626.

 (a