New York A 2443: Relates to requiring insurance coverage for epinephrine auto-injectors

Status: SUBSTITUTED BY S760 (as of 2025-02-05)

State: New York · Session: 2025-2026 · Bill: A 2443

Sponsors: Kalman Yeger, Stacey Pheffer Amato

Bill Text

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A02443 Summary:

BILL NOA02443 

&nbsp

SAME ASSAME AS S00760

&nbsp

SPONSORYeger

&nbsp

COSPNSRPheffer Amato

&nbsp

MLTSPNSR

&nbsp

Amd §§3216, 3221 & 4303, Ins L (as proposed in S.7114-A & A.6425-A)

&nbsp

Clarifies coverage requirements for epinephrine auto-injectors; specifies that such coverage may be subject to the plan's annual deductible.

Go to top A02443 Actions:

BILL NOA02443 

&nbsp

01/17/2025referred to insurance

01/28/2025reported referred to rules

01/28/2025reported 

01/28/2025rules report cal.85

01/28/2025ordered to third reading rules cal.85

02/05/2025substituted by s760

&nbspS00760 AMEND= RIVERA

&nbsp01/08/2025REFERRED TO RULES

&nbsp01/13/2025ORDERED TO THIRD READING CAL.35

&nbsp02/04/2025PASSED SENATE

&nbsp02/04/2025DELIVERED TO ASSEMBLY

&nbsp02/04/2025referred to insurance

&nbsp02/05/2025substituted for a2443

&nbsp02/05/2025ordered to third reading rules cal.85

&nbsp02/05/2025passed assembly

&nbsp02/05/2025returned to senate

&nbsp02/12/2025DELIVERED TO GOVERNOR

&nbsp02/14/2025SIGNED CHAP.81

Go to topA02443 Committee&nbspVotes:

Committee:INSURANCE Chair:Weprin 
DATE:01/28/2025AYE/NAY:21/0 Action: Favorable refer to committee Rules WeprinAyeBlankenbushExcused

CookAyeHawleyAye

LavineAyePalmesanoExcused

SteckAyeGandolfoAye

DilanAyeJensenAye

HunterAyeBlumencranzAye

JacobsonAyeBendettAye

MeeksAye

ForrestAye

AndersonExcused

CruzAye

BoresAye

LunsfordExcused

BergerAye

EichensteinAye

KayAye

YegerAye

WiederAye

Committee:RULES Chair:Heastie 
DATE:01/28/2025AYE/NAY:31/0 Action: Favorable HeastieAyeBarclayAye

PretlowAyeHawleyAye

CookAyeBlankenbushAye

GlickAyeRaAye

DinowitzAyeBrabenecAye

ColtonAyePalmesanoAye

MagnarelliAyeReillyAye

PaulinAyeSmithAye

Peoples-StokesAyeJensenAye

BenedettoAye

LavineAye

LupardoAye

BraunsteinAye

DavilaAye

HyndmanAye

RozicAye

BronsonAye

HevesiAye

HunterAye

TaylorAye

CruzAye

VanelAye

Go to topA02443 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA02443 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 2443

 2025-2026 Regular Sessions

 IN ASSEMBLY

 January 17, 2025
 ___________

 Introduced by M. of A. YEGER -- read once and referred to the Committee
 on Insurance

 AN ACT to amend the insurance law, in relation to requiring health
 insurance plans to provide coverage for epinephrine auto-injector
 devices

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subparagraph (A) of paragraph 39 of subsection (i) of
 2 section 3216 of the insurance law, as added by a chapter of the laws of
 3 2024 amending the insurance law relating to requiring health insurance
 4 plans to provide coverage for epinephrine auto-injector devices, as
 5 proposed in legislative bills numbers S. 7114-A and A. 6425-A, is
 6 amended to read as follows:
 7 (A) Every insurer issuing a policy of accident and health insurance
 8 delivered or issued for delivery in this state which provides major
 9 medical or similar comprehensive-type coverage and provides coverage for
 10 prescription drugs shall include coverage for[, at a minimum, two]
 11 medically necessary epinephrine auto-injector devices for the emergency
 12 treatment of life-threatening allergic reactions. Such coverage may be
 13 subject to annual deductibles and coinsurance as may be deemed appro-
 14 priate by the superintendent [and as are consistent with those estab-
 15 lished for other benefits within a given policy]; provided however, the
 16 total amount that [a covered person] an insured is required to pay out-
 17 of-pocket for such devices shall be capped at an amount not to exceed
 18 one hundred dollars annually regardless of the insured's deductible,
 19 copayment, coinsurance or any other cost-sharing requirement. If under
 20 federal law, application of [this requirement] the annual cap would
 21 result in health savings account ineligibility under 26 USC 223, [this
 22 requirement shall apply for health savings account-qualified high
 23 deductible health plans with respect to the deductible of such a plan
 24 after the enrollee has satisfied the minimum deductible under 26 USC

 EXPLANATION--Matter in italics

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