New York S 10344: Enacts the New York travel insurance act

Bill Text

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S10344 Summary:

BILL NOS10344 

&nbsp

SAME ASSAME AS A11411

&nbsp

SPONSORBAILEY

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Amd §§3435, 3452, 2101 & 2131, add Art 81 §§8101 - 8107, Ins L

&nbsp

Enacts the "New York travel insurance act" regulating the licensing and registration of limited lines travel insurance producers and travel retailers, and the sale and marketing of travel insurance and related products.

Go to top S10344 Actions:

BILL NOS10344 

&nbsp

05/14/2026REFERRED TO INSURANCE

06/03/2026COMMITTEE DISCHARGED AND COMMITTED TO RULES

06/03/2026ORDERED TO THIRD READING CAL.1684

06/03/2026SUBSTITUTED BY A11411

&nbspA11411 AMEND= Rules (Hunter)

&nbsp05/15/2026referred to insurance

&nbsp05/29/2026reference changed to ways and means

&nbsp06/01/2026reported referred to rules

&nbsp06/01/2026reported 

&nbsp06/01/2026rules report cal.327

&nbsp06/01/2026ordered to third reading rules cal.327

&nbsp06/01/2026passed assembly

&nbsp06/01/2026delivered to senate

&nbsp06/01/2026REFERRED TO RULES

&nbsp06/03/2026SUBSTITUTED FOR S10344

&nbsp06/03/20263RD READING CAL.1684

&nbsp06/03/2026PASSED SENATE

&nbsp06/03/2026RETURNED TO ASSEMBLY

Go to topS10344 Committee&nbspVotes:

Go to topS10344 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS10344 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 10344

 IN SENATE

 May 14, 2026
 ___________

 Introduced by Sen. BAILEY -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance

 AN ACT to amend the insurance law, in relation to enacting the "New York
 travel insurance act" regulating the licensing and registration of
 travel insurance agents and travel retailers, and the sale and market-
 ing of travel insurance and related products

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Short title. This act shall be known and may be cited as
 2 the "New York travel insurance act".
 3 § 2. Section 3435 of the insurance law is amended by adding a new
 4 subsection (e) to read as follows:
 5 (e) This section shall not apply to travel insurance policies written
 6 pursuant to article eighty-one of this chapter.
 7 § 3. Section 3452 of the insurance law is amended by adding a new
 8 subsection (e) to read as follows:
 9 (e) Nothing in this section shall restrict, limit, or prohibit a trav-
 10 el insurance policy written pursuant to article eighty-one of this chap-
 11 ter.
 12 § 4. Subsection (i) of section 2101 of the insurance law, as added by
 13 chapter 408 of the laws of 1990, is amended to read as follows:
 14 (i) In this chapter, "limited licensee" shall mean a person authorized
 15 to sell certain coverages relating to the rental of motor vehicles or
 16 the sale of travel-related products and services, pursuant to the
 17 provisions of section two thousand one hundred thirty-one of this arti-
 18 cle.
 19 § 5. Section 2131 of the insurance law, as amended by chapter 696 of
 20 the laws of 2025, subparagraphs (B) and (D) of paragraph 1 of subsection
 21 (2) as amended by chapter 69 of the laws of 2026, is amended to read as
 22 follows:
 23 § 2131. Limited license for rental vehicle companies, peer-to-peer car
 24 sharing program administrators, wireless communications equipment
 25 vendors [and], self-service storage companies, a travel insurance agent.
 26 (a) The superintendent may issue to a rental vehicle company, a peer-to-

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD01786-02-6

 S. 10344 2

 1 peer car sharing program administrator, a wireless communications equip-
 2 ment vendor, a self-service storage company, a travel insurance agent or
 3 to a franchisee of a rental vehicle company, a wireless communications
 4 equipment vendor, [or] a self-service storage company, or a travel
 5 insurance agent which has complied with the requirements of this
 6 section, a limited license authorizing the licensee, known as a "limited
 7 licensee" for the purpose of this article, to act as agent, with refer-
 8 ence to the kinds of insurance specified in this section, of any insurer
 9 authorized to write such kinds of insurance in th