New York A 10182: Relates to actions arising out of consumer debt

Bill Text

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A10182 Summary:

BILL NOA10182A

&nbsp

SAME ASSAME AS S09760

&nbsp

SPONSORTaylor

&nbsp

COSPNSRSteck, Shimsky, Kelles, Seawright, Simon, Santabarbara, Levenberg, Sayegh, Glick, McMahon, Hooks

&nbsp

MLTSPNSR

&nbsp

Amd CPLR, generally; amd §§301, 401, 1911 & 2101, NYC Civ Ct Act; amd §212, Judy L; amd §1911, UCCA; amd
§1911, UDCA; amd §1911, UJCA

&nbsp

Relates to action arising out of consumer debt; defines consumer debt; replaces consumer credit transaction with such term.

Go to top A10182 Actions:

BILL NOA10182A

&nbsp

02/12/2026referred to judiciary

04/20/2026amend and recommit to judiciary

04/20/2026print number 10182a

05/29/2026reference changed to ways and means

06/02/2026reported referred to rules

06/02/2026reported 

06/02/2026rules report cal.357

06/02/2026ordered to third reading rules cal.357

06/03/2026substituted by s9760

&nbspS09760 AMEND= GOUNARDES

&nbsp04/06/2026REFERRED TO JUDICIARY

&nbsp05/19/20261ST REPORT CAL.1185

&nbsp05/20/20262ND REPORT CAL.

&nbsp05/21/2026ADVANCED TO THIRD READING 

&nbsp06/02/2026PASSED SENATE

&nbsp06/02/2026DELIVERED TO ASSEMBLY

&nbsp06/02/2026referred to ways and means

&nbsp06/03/2026substituted for a10182a

&nbsp06/03/2026ordered to third reading rules cal.357

&nbsp06/03/2026passed assembly

&nbsp06/03/2026returned to senate

Go to topA10182 Committee&nbspVotes:

Committee:WAYS AND MEANS Chair:Pretlow 
DATE:06/02/2026AYE/NAY:22/10 Action: Favorable refer to committee Rules PretlowAyePalmesanoNay

GlickAyeFitzpatrickNay

ColtonAyeHawleyNay

CookExcusedBlankenbushNay

BenedettoAyeWalshNay

WeprinAyeDeStefanoNay

RamosAyeManktelowNay

BraunsteinAyeSmullenNay

McDonaldAyeGiglioNay

RozicAyeSlaterNay

DinowitzAye

MagnarelliAye

BronsonAye

DilanAbsent

SeawrightAye

HyndmanAbsent

WalkerAye

Bichotte HermelAye

SimonAye

CruzAye

OtisAye

SolagesAye

HunterAye

SeptimoAye

HevesiAye

Committee:RULES Chair:Glick 
DATE:06/02/2026AYE/NAY:18/9 Action: Favorable HeastieExcusedRaNay

PretlowAyeHawleyNay

CookExcusedBlankenbushNay

GlickAyeBrabenecNay

DinowitzAyePalmesanoNay

ColtonAyeReillyNay

MagnarelliAyeSmithNay

PaulinAyeJensenNay

Peoples-StokesExcusedGandolfoNay

BenedettoAye

LavineAye

LupardoAye

BraunsteinAye

DavilaAye

HyndmanExcused

RozicAye

BronsonAye

HevesiAye

HunterAye

TaylorAye

CruzAye

VanelAye

Go to topA10182 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA10182 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 10182--A

 IN ASSEMBLY

 February 12, 2026
 ___________

 Introduced by M. of A. TAYLOR, STECK, SHIMSKY, KELLES, SEAWRIGHT -- read
 once and referred to the Committee on Judiciary -- committee
 discharged, bill amended, ordered reprinted as amended and recommitted
 to said committee

 AN ACT to amend the civil practice law and rules, the New York city
 civil court act, the judiciary law, the uniform city court act, the
 uniform district court act and the uniform justice court act, in
 relation to redefining consumer credit transaction to consumer debt

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Section 105 of the civil practice law and rules is amended
 2 by adding a new subdivision (f-1) to read as follows:
 3 (f-1) Consumer debt. The term "consumer debt" means any obligation or
 4 alleged obligation, whether contingent or absolute, of any natural
 5 person to pay money arising out of a transaction in which the money,
 6 property, insurance or services which are the subject of the transaction
 7 are primarily for personal, family or household purposes, whether or not
 8 such obligation has been reduced to judgment, including, but not limited
 9 to, a consumer credit transaction, as defined in subdivision (f) of this
 10 section and medical debt, as referenced in section two hundred thir-
 11 teen-d of this chapter. "Consumer debt" shall not include obligation or
 12 alleged obligation to pay money secured by real property, nor shall it
 13 include an obligation or alleged obligation to pay money when sought
 14 within a summary proceeding to recover possession of real property under
 15 article seven of the real property actions and proceedings law.
 16 § 2. Subdivision (a)