New York S 5598: Relates to protections for private education loan borrowers and cosigners

Bill Text

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 Speaker Carl E. Heastie

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S05598 Summary:

BILL NOS05598B

&nbsp

SAME ASSAME AS A04922-C

&nbsp

SPONSORMAY

&nbsp

COSPNSRCLEARE, JACKSON

&nbsp

MLTSPNSR

&nbsp

Add Art 42-A §§1200 - 1209, Gen Bus L; amd §105, CPLR

&nbsp

Enacts protections for private education loan borrowers and cosigners; requires certain notifications from creditors and debt collectors; prohibits acceleration; enacts provisions for cosigner release.

Go to top S05598 Actions:

BILL NOS05598B

&nbsp

02/25/2025REFERRED TO CONSUMER PROTECTION

05/06/20251ST REPORT CAL.945

05/07/20252ND REPORT CAL.

05/08/2025ADVANCED TO THIRD READING 

06/12/2025PASSED SENATE

06/12/2025DELIVERED TO ASSEMBLY

06/12/2025referred to consumer affairs and protection

01/07/2026died in assembly

01/07/2026returned to senate

01/07/2026REFERRED TO CONSUMER PROTECTION

01/21/2026AMEND AND RECOMMIT TO CONSUMER PROTECTION

01/21/2026PRINT NUMBER 5598A

03/17/20261ST REPORT CAL.543

03/18/20262ND REPORT CAL.

03/19/2026ADVANCED TO THIRD READING 

04/20/2026PASSED SENATE

04/20/2026DELIVERED TO ASSEMBLY

04/20/2026referred to codes

05/27/2026RECALLED FROM ASSEMBLY

05/27/2026returned to senate

05/27/2026VOTE RECONSIDERED - RESTORED TO THIRD READING

05/27/2026AMENDED ON THIRD READING 5598B

06/01/2026REPASSED SENATE

06/01/2026RETURNED TO ASSEMBLY

06/01/2026referred to ways and means

06/02/2026substituted for a4922c

06/02/2026ordered to third reading rules cal.336

06/02/2026passed assembly

06/02/2026returned to senate

Go to topS05598 Committee&nbspVotes:

Go to topS05598 Floor&nbspVotes:

DATE:06/02/2026Assembly Vote YEA/NAY: 140/0Yes 

Alvarez 

Yes 

Carroll P 

Yes 

Friend 

Yes 

Lemondes 

Yes 

Pheffer Amato 

Yes 

Slater 

Yes 

Anderson 

Yes 

Carroll RC 

Yes 

Gallagher 

Yes 

Levenberg 

Yes 

Pirozzolo 

Yes 

Smith 

Yes 

Angelino 

Yes 

Cashman 

Yes 

Gallahan 

ER 

Lucas 

Yes 

Powers 

Yes 

Smullen 

Yes 

Bailey 

Yes 

Chandler-Waterm 

Yes 

Gandolfo 

Yes 

Lunsford 

Yes 

Pretlow 

Yes 

Solages 

Yes 

Barclay 

Yes 

Chang 

Yes 

Gibbs 

Yes 

Lupardo 

Yes 

Ra 

Yes 

Steck 

Yes 

Barrett 

Yes 

Chludzinski 

Yes 

Giglio 

Yes 

Magnarelli 

Yes &#8225

Raga 

Yes 

Stern 

Yes 

Beephan 

Yes 

Clark 

Yes 

Glick 

ER 

Maher 

Yes 

Rajkumar 

Yes 

Stirpe 

Yes 

Bendett 

Yes 

Colton 

Yes 

Gonzalez-Rojas 

Yes 

Manktelow 

Yes 

Ramos 

Yes 

Tague 

Yes 

Benedetto 

Yes 

Conrad 

Yes 

Gray 

Yes 

McDonald 

Yes 

Reilly 

Yes 

Tannousis 

Yes 

Berger 

ER 

Cook 

Yes 

Griffin 

ER 

McDonough 

Yes 

Reyes 

Yes 

Tapia 

Yes 

Bichotte Hermel 

Yes 

Cruz 

Yes 

Hawley 

Yes 

McMahon 

Yes 

Rivera 

Yes 

Taylor 

Yes 

Blankenbush 

Yes 

Cunningham 

Yes 

Hevesi 

ER 

Meeks 

Yes 

Romero 

Yes 

Torres 

Yes 

Blumencranz 

Yes 

Dais 

Yes 

Hooks 

Yes &#8225

Mikulin 

Yes 

Rosenthal 

ER 

Valdez 

Yes 

Bologna 

Yes 

Davila 

Yes 

Hunter 

Yes 

Miller 

Yes 

Rozic 

Yes 

Vanel 

ER 

Bores 

Yes 

De Los Santos 

ER 

Hyndman 

Yes 

Mitaynes 

Yes 

Santabarbara 

Yes 

Walker 

Yes 

Brabenec 

Yes 

DeStefano 

Yes 

Jackson 

Yes 

Molitor 

Yes 

Sayegh 

Yes 

Walsh 

Yes 

Braunstein 

ER 

Dilan 

Yes 

Jacobson 

Yes 

Moreno 

Yes 

Schiavoni 

Yes 

Weprin 

Yes 

Bronson 

Yes 

Dinowitz 

Yes 

Jensen 

Yes 

Morinello 

Yes 

Seawright 

Yes 

Wieder 

Yes 

Brook-Krasny 

Yes &#8225

DiPietro 

Yes 

Kassay 

Yes 

Norber 

Yes 

Sempolinski 

Yes 

Williams 

Yes 

Brown EA 

Yes 

Durso 

Yes 

Kay 

Yes 

Novakhov 

Yes 

Septimo 

Yes 

Woerner 

Yes 

Brown K 

Yes 

Eachus 

Yes 

Kelles 

Yes 

O'Pharrow 

Yes 

Shimsky 

Yes 

Wright 

Yes 

Burdick 

Yes 

Eichenstein 

Yes 

Kim 

Yes 

Otis 

Yes 

Shrestha 

Yes 

Yeger 

Yes &#8225

Burke 

Yes 

Fall 

ER 

Lasher 

Yes 

Palmesano 

Yes 

Simon 

Yes 

Zaccaro 

Yes 

Burroughs 

Yes 

Fitzpatrick 

Yes 

Lavine 

Yes 

Paulin 

Yes 

Simone 

Yes 

Zinerman 

Yes 

Buttenschon 

Yes &#8225

Forrest 

Yes 

Lee 

Yes 

Peoples-Stokes 

Yes 

Simpson 

Yes 

Mr. Speaker 

 &#8225 Indicates voting via videoconference 

Go to topS05598 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 5598--B
 Cal. No. 543

 2025-2026 Regular Sessions

 IN SENATE

 February 25, 2025
 ___________

 Introduced by Sens. MAY, CLEARE, JACKSON